The HUD Form

Just before you close on a USA property you will receive a HUD (US Department of Housing and Urban Development Form)(shown opposite), from the title company. This shows the total price you are paying for your property, deposits you have paid (earnest), closing costs, HOA fees and taxes owed. It is split into two halves, the buyers side and the sellers side. The total figure at the bottom left of the page is what you will pay at the closing.

You should read the HUD form carefully and check the figures, as mistakes can be made. If there are mistakes the title company can easily generate a new HUD. The buyer and seller then both have to sign and return the HUD to the title company.


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Please Note - The information contained in this section is only my opinion and should not be regarded as legal or tax advice